One avenue to consider is making a switch to a healthcare sharing ministry as an alternative to health insurance. While this approach may not be a good solution for everyone, it is certainly an option to evaluate. Healthcare sharing ministries offer the benefit of not funding anti-life drugs and procedures, but also offer lower monthly expenditures for many families. Savings are achieved because these ministries only accept Christians who practice moral principles that lead to more healthy lives.
The two most prominent healthcare sharing ministries are Medi-Share (from Christian Care Ministry) and Samaritan Ministries. Details about Medi-Share can be found at http://mychristiancare.org/medi-share/. Learn more about Samaritan Ministries at http://samaritanministries.org/. Another option is Solidarity Healthshare at https://www.solidarityhealthshare.org/.
Fortunately, even the Affordable Care Act made an accommodation for healthcare sharing ministries. The Affordable Care Act contains a special provision for members of healthcare sharing ministries, making members exempt from the mandate requiring citizens to purchase insurance starting in 2014 or face financial penalties.
Unlike health insurance where you pay a premium to a company, healthcare sharing ministries each establish a community of Christians who share each other’s medical bills. Members’ share dollars are never used for unbiblical procedures or treatments like abortion or the morning after pill. Members know their share dollars are going directly to help fellow members pay eligible medical bills. Members also pray for and send notes of encouragement to each other, supported by an organization that provides health education and promotes biblical living.